US Code

Public Law 119-73 (01/23/2026)

11 U.S.C. § 1228

Discharge

(a)
section 503 of this titlesection 502 of this title Subject to subsection (d), as soon as practicable after completion by the debtor of all payments under the plan, and in the case of a debtor who is required by a judicial or administrative order, or by statute, to pay a domestic support obligation, after such debtor certifies that all amounts payable under such order or such statute that are due on or before the date of the certification (including amounts due before the petition was filed, but only to the extent provided for by the plan) have been paid, other than payments to holders of allowed claims provided for under section 1222(b)(5) or 1222(b)(9) of this title, unless the court approves a written waiver of discharge executed by the debtor after the order for relief under this chapter, the court shall grant the debtor a discharge of all debts provided for by the plan, allowed under , or disallowed under , except any debt—
(1)
provided for under section 1222(b)(5) or 1222(b)(9) of this title; or
(2)
section 523(a) of this title of a kind specified in , except as provided in section 1232(c).
(b)
Subject to subsection (d), at any time after the confirmation of the plan and after notice and a hearing, the court may grant a discharge to a debtor that has not completed payments under the plan only if—
(1)
the debtor’s failure to complete such payments is due to circumstances for which the debtor should not justly be held accountable;
(2)
the value, as of the effective date of the plan, of property actually distributed under the plan on account of each allowed unsecured claim is not less than the amount that would have been paid on such claim if the estate of the debtor had been liquidated under chapter 7 of this title on such date; and
(3)
section 1229 of this title modification of the plan under is not practicable.
(c)
section 502 of this title A discharge granted under subsection (b) of this section discharges the debtor from all unsecured debts provided for by the plan or disallowed under , except any debt—
(1)
provided for under section 1222(b)(5) or 1222(b)(9) of this title; or
(2)
section 523(a) of this title of a kind specified in , except as provided in section 1232(c).
(d)
On request of a party in interest before one year after a discharge under this section is granted, and after notice and a hearing, the court may revoke such discharge only if—
(1)
such discharge was obtained by the debtor through fraud; and
(2)
the requesting party did not know of such fraud until after such discharge was granted.
(e)
After the debtor is granted a discharge, the court shall terminate the services of any trustee serving in the case.
(f)
The court may not grant a discharge under this chapter unless the court after notice and a hearing held not more than 10 days before the date of the entry of the order granting the discharge finds that there is no reasonable cause to believe that—
(1)
section 522(q)(1) may be applicable to the debtor; and
(2)
there is pending any proceeding in which the debtor may be found guilty of a felony of the kind described in section 522(q)(1)(A) or liable for a debt of the kind described in section 522(q)(1)(B).

Pub. L. 99–554, title II, § 255100 Stat. 3112Pub. L. 103–65, § 1107 Stat. 311Pub. L. 105–277, div. C, title I, § 149(a)112 Stat. 2681–610Pub. L. 106–5, § 1(1)113 Stat. 9Pub. L. 106–70, § 1113 Stat. 1031Pub. L. 106–518, title II, § 208114 Stat. 2415Pub. L. 107–8, § 1115 Stat. 10Pub. L. 107–17, § 1115 Stat. 151Pub. L. 107–170, § 1116 Stat. 133Pub. L. 107–171, title X, § 10814(a)116 Stat. 532Pub. L. 107–377, § 2(a)116 Stat. 3115Pub. L. 108–73, § 2(a)117 Stat. 891Pub. L. 108–369, § 2(a)118 Stat. 1749Pub. L. 109–8, title II, § 213(6)119 Stat. 53Pub. L. 115–72, div. B, § 1005(b)(1)(B)131 Stat. 1233(Added and amended , title III, § 302(f), , , 3124; , , ; , , ; , (2), , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , title III, § 330(c), title X, § 1001(a)(1), (c), , , 101, 185, 186; , , .)

Editorial Notes

Codification

section 1201 of this titleFor repeal of section effective , and subsequent reenactment of section, see note set out preceding .

Amendments

Pub. L. 115–72, § 1005(b)(1)(B)(i)(I)section 503 of this title2017—Subsec. (a). , in introductory provisions, inserted a comma after “all debts provided for by the plan” and after “allowed under ”.

Pub. L. 115–72, § 1005(b)(1)(B)(i)(II)section 523(a) of this titlesection 523(a) of this titleSubsec. (a)(2). , substituted “a kind specified in , except as provided in section 1232(c).” for “the kind specified in .”

Pub. L. 115–72, § 1005(b)(1)(B)(ii)Subsec. (c)(2). , inserted “, except as provided in section 1232(c)” before period at end.

Pub. L. 109–8, § 330(c)(1)2005—Subsec. (a). , substituted “Subject to subsection (d), as” for “As” in introductory provisions.

Pub. L. 109–8, § 213(6), inserted “, and in the case of a debtor who is required by a judicial or administrative order, or by statute, to pay a domestic support obligation, after such debtor certifies that all amounts payable under such order or such statute that are due on or before the date of the certification (including amounts due before the petition was filed, but only to the extent provided for by the plan) have been paid” after “completion by the debtor of all payments under the plan” in introductory provisions.

Pub. L. 109–8, § 330(c)(2)Subsec. (b). , substituted “Subject to subsection (d), at” for “At” in introductory provisions.

Pub. L. 109–8, § 330(c)(3)Subsec. (f). , added subsec. (f).

Pub. L. 106–5182000—Subsecs. (a), (c)(1). substituted “1222(b)(9)” for “1222(b)(10)” wherever appearing.

Statutory Notes and Related Subsidiaries

Effective Date of 2017 Amendment

Pub. L. 115–72section 1005(c) of Pub. L. 115–72section 1222 of this titleAmendment by applicable to bankruptcy cases pending on , in which the plan under this chapter has not been confirmed on , and relating to which an order of discharge under this section has not been entered, and to bankruptcy cases that commence on or after , see , set out as a note under .

Effective Date of 2005 Amendment

Pub. L. 109–8section 213(6) of Pub. L. 109–8section 330(c) of Pub. L. 109–8section 1501 of Pub. L. 109–8section 101 of this titleAmendments by sections 213(6) and 330(c) of effective 180 days after , with amendment by not applicable with respect to cases commenced under this title before such effective date, except as otherwise provided, and amendment by applicable with respect to cases commenced under this title on or after , see , set out as a note under .

Effective Dates

section 1001(a)(2) of Pub. L. 109–8section 1201 of this titlesection 1201 of this titlePermanent reenactment of section effective , see , set out as a Repeal, Reenactment, and Termination of Chapter note under . For effective dates of section and amendments extending periods for which section was reenacted prior to permanent reenactment, see Effective Date and Effective Date of 1999, 2001, 2002, 2003, and 2004 Amendment notes set out under .