Public Law 119-93 (05/19/2026)
Chapter 51 Secure and FAIR Enforcement for Mortgage Licensing
Browse 0 units and 17 sections in Chapter 51 Secure and FAIR Enforcement for Mortgage Licensing of Title 12.
Sections in Chapter 51
§ 5101
Purposes and methods for establishing a mortgage licensing system and registry
§ 5102
Definitions
§ 5103
License or registration required
§ 5104
State license and registration application and issuance
§ 5105
Standards for State license renewal
§ 5106
System of registration administration by Federal agencies
§ 5107
Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system
§ 5108
Backup authority to establish a nationwide mortgage licensing and registry system
§ 5109
Fees
§ 5110
Background checks of loan originators
§ 5111
Confidentiality of information
§ 5112
Liability provisions
§ 5113
Enforcement by the Bureau
§ 5114
State examination authority
§ 5115
Reports and recommendations to Congress
§ 5116
Study and reports on defaults and foreclosures
§ 5117
Employment transition of loan originators