Public Law 119-73 (01/23/2026)

12 U.S.C. § 1461

Short title

This chapter may be cited as the “Home Owners’ Loan Act.”

June 13, 1933, ch. 64, § 148 Stat. 128Pub. L. 101–73, title III, § 301103 Stat. 277( (part), ; , , .)

Editorial Notes

Codification

Section is comprised of the first sentence of section 1 of act . The remainder of section 1 of the Act included a table of contents for the Act.

Amendments

Pub. L. 101–731989— amended section generally, striking out “of 1933” after “Act”.

Statutory Notes and Related Subsidiaries

Effective Date of 1989 Amendment

Pub. L. 101–73, title III, § 305(c)103 Stat. 352

“The amendments made by section 301 [amending this chapter] relating to civil penalties shall apply with respect to violations committed and activities engaged in after the date of the enactment of this Act [], except that the increased maximum civil penalties of $5,000 and $25,000 per violation or per day may apply to such violations or activities committed or engaged in before such date with respect to an institution if such violations or activities—
“(1)
are not already subject to a notice issued by the appropriate Federal banking agency or the Board (initiating an administrative proceeding); and
“(2)
12 U.S.C. 1813 occurred after the completion of the last report of examination of the institution by the appropriate Federal banking agency (as defined in section 3 of the Federal Deposit Insurance Act []) occurring before the date of the enactment of this Act.”
, , , provided that:

Short Title of 1998 Amendment

Pub. L. 105–164, § 1112 Stat. 32

section 1786a of this titlesection 1811 of this title“This Act [enacting , amending sections 1464 and 1818 of this title, and enacting provisions set out as a note under ] may be cited as the ‘Examination Parity and Year 2000 Readiness for Financial Institutions Act’.”
, , , provided that:

Short Title of 1991 Amendment

Pub. L. 102–242, title IV, § 436105 Stat. 2381

Pub. L. 102–242“This subtitle [subtitle G (§§ 436–441) of title IV of , amending sections 1464 and 1467a of this title] may be cited as the ‘Qualified Thrift Lender Reform Act of 1991’.”
, , , provided that:

Short Title of 1982 Amendment

Pub. L. 97–320, title III, § 30196 Stat. 1496

section 1701j–3 of this titlesection 3503 of this titlesection 461 of this title“This title [enacting , amending sections 1425a, 1426, 1428a, 1430, 1464, 1725, 1730a, 1841, and 3503 of this title, enacting provisions set out as a note under , and repealing provisions set out as a note under ] may be cited as the ‘Thrift Institutions Restructuring Act’.”
, , , provided that: