Public Law 119-73 (01/23/2026)

12 U.S.C. § 2016

Interest rates and other charges

(a)

In general

Loans and discounts made by a Farm Credit Bank shall bear such rate or rates of interest or discount, and be on such terms and conditions, as may be determined by the board of directors of the bank from time to time.

(b)

Setting rates and charges

In setting rates and charges, it shall be the objective to provide the types of credit needed by eligible borrowers at the lowest reasonable costs on a sound business basis taking into consideration the cost of money to the bank, necessary reserve and expenses of the bank and associations, and providing services to members. The loan documents or discounting and financing agreements, may provide for the interest rate or rates to vary from time to time during the repayment period of the loan or agreement.

Pub. L. 92–181, title I, § 1Pub. L. 100–233, title IV, § 401101 Stat. 1626Pub. L. 100–399, title IV, § 401(g)102 Stat. 996(.8, as added , , ; amended , , .)

Editorial Notes

Prior Provisions

Pub. L. 92–181, title I, § 185 Stat. 586Pub. L. 96–592, title I, § 10594 Stat. 3438Pub. L. 100–233, § 401A prior section 2016, .8, , ; , , , related to eligibility, prior to the general amendment of this subchapter by .

Amendments

Pub. L. 100–3991988—Subsec. (a). substituted “such rate or rates of interest or discount, and be” for “interest at a rate or rates, and”.

Statutory Notes and Related Subsidiaries

Effective Date of 1988 Amendment

Pub. L. 100–399section 401 of Pub. L. 100–233section 1001(b) of Pub. L. 100–399section 2002 of this titleAmendment by effective immediately after amendment made by , which was effective 6 months after , see , set out as a note under .

Effective Date

Pub. L. 100–233, title IV, § 401101 Stat. 1622, , , provided that this section is effective 6 months after .