This chapter does not annul, alter, or affect, or exempt any person subject to the provisions of this chapter from complying with, the laws of any State with respect to settlement practices, except to the extent that those laws are inconsistent with any provision of this chapter, and then only to the extent of the inconsistency. The Bureau is authorized to determine whether such inconsistencies exist. The Bureau may not determine that any State law is inconsistent with any provision of this chapter if the Bureau determines that such law gives greater protection to the consumer. In making these determinations the Bureau shall consult with the appropriate Federal agencies.
Pub. L. 93–533, § 1888 Stat. 1731Pub. L. 94–205, § 989 Stat. 1159Pub. L. 111–203, title X, § 1098(10)124 Stat. 2104(, , ; , , ; , , .)
Editorial Notes
Amendments
Pub. L. 111–2032010— substituted “Bureau” for “Secretary” wherever appearing.
Pub. L. 94–2051976— struck out “(a)” before “This chapter” and struck out subsec. (b) which provided for Federal protection against liability for acts done or omitted in good faith in accordance with the rules, regulations, or interpretations issued by the Secretary. See section 2617 (b) of this title.
Statutory Notes and Related Subsidiaries
Effective Date of 2010 Amendment
Pub. L. 111–203section 1100H of Pub. L. 111–203section 552a of Title 5Amendment by effective on the designated transfer date, see , set out as a note under , Government Organization and Employees.
Effective Date of 1976 Amendment
Pub. L. 94–205section 12 of Pub. L. 94–205section 2602 of this titleAmendment by effective , see , set out as a note under .
Effective Date
section 20 of Pub. L. 93–533section 2601 of this titleSection effective 180 days after , see , set out as a note under .