Public Law 119-90 (05/11/2026)

12 U.S.C. § 4312

Effect on State law

The provisions of this chapter do not supersede any provisions of the law of any State relating to the disclosure of yields payable or terms for accounts to the extent such State law requires the disclosure of such yields or terms for accounts, except to the extent that those laws are inconsistent with the provisions of this chapter, and then only to the extent of the inconsistency. The Bureau may determine whether such inconsistencies exist.

Pub. L. 102–242, title II, § 273105 Stat. 2342 Pub. L. 102–550, title XVI, § 1604(e)(2)(R)106 Stat. 4084 Pub. L. 111–203, title X, § 1100B(1)124 Stat. 2109 (, , ; , , ; , , .)

Editorial Notes

Amendments

Pub. L. 111–2032010— substituted “Bureau” for “Board”.

Pub. L. 102–5501992— made technical amendment to references to “this chapter” wherever appearing to reflect correction of corresponding provision of original act.

Statutory Notes and Related Subsidiaries

Effective Date of 2010 Amendment

Pub. L. 111–203section 1100H of Pub. L. 111–203section 552a of Title 5Amendment by effective on the designated transfer date, see , set out as a note under , Government Organization and Employees.

Effective Date of 1992 Amendment

Pub. L. 102–550Pub. L. 102–242section 1609(a) of Pub. L. 102–550section 191 of this titleAmendment by effective as if included in the Federal Deposit Insurance Corporation Improvement Act of 1991, , as of , see , set out as a note under .