Public Law 119-73 (01/23/2026)

12 U.S.C. § 4546

Prohibition of public disclosure of proprietary information

(a)

In general

section 4543 of this titlesection 1723a(n)(3) of this titlesection 1456(f)(3) of this titleSubject to subsection (d), the Director may, by regulation or order, provide that certain information shall be treated as proprietary information and not subject to disclosure under , , or .

(b)

Protection of information on housing activities

section 1723a(n) of this titlesection 1456(f) of this titleThe Director shall not provide public access to, or disclose to the public, any information required to be submitted by an enterprise under or that the Director determines is proprietary.

(c)

Nondisclosure pending consideration

This section may not be construed to authorize the disclosure of information to, or examination of data by, the public or a representative of any person or agency pending the issuance of a final decision under this section.

(d)

Mortgage information

12 U.S.C. 2803(j)Subject to privacy considerations, as described in section 304(j) of the Home Mortgage Disclosure Act of 1975 (), the Director shall, by regulation or order, provide that certain information relating to single family mortgage data of the enterprises shall be disclosed to the public, in order to make available to the public—
(1)
12 U.S.C. 2801 the same data from the enterprises that is required of insured depository institutions under the Home Mortgage Disclosure Act of 1975 [ et seq.]; and
(2)
section 4544(b)(6) of this title information collected by the Director under .

Pub. L. 102–550, title XIII, § 1326106 Stat. 3955Pub. L. 110–289, div. A, title I122 Stat. 2689(, , ; , §§ 1122(a)(1), 1127, , , 2695.)

Editorial Notes

References in Text

Pub. L. 94–20089 Stat. 1125section 2801 of this titleThe Home Mortgage Disclosure Act of 1975, referred to in subsec. (d)(1), is title III of , , , which is classified principally to chapter 29 (§ 2801 et seq.) of this title. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Amendments

Pub. L. 110–289, § 1122(a)(1)2008—, substituted “Director” for “Secretary” wherever appearing in subsecs. (a) and (b).

Pub. L. 110–289, § 1127(1)Subsec. (a). , substituted “Subject to subsection (d), the Director” for “The Director”.

Pub. L. 110–289, § 1127(2)Subsec. (d). , added subsec. (d).