Public Law 119-73 (01/23/2026)

12 U.S.C. § 4624

Reviews of enterprise assets and liabilities

(a)

In general

section 4513b of this titleThe Director shall, by regulation, establish criteria governing the portfolio holdings of the enterprises, to ensure that the holdings are backed by sufficient capital and consistent with the mission and the safe and sound operations of the enterprises. In establishing such criteria, the Director shall consider the ability of the enterprises to provide a liquid secondary market through securitization activities, the portfolio holdings in relation to the overall mortgage market, and adherence to the standards specified in .

(b)

Temporary adjustments

The Director may, by order, make temporary adjustments to the established standards for an enterprise or both enterprises, such as during times of economic distress or market disruption.

(c)

Authority to require disposition or acquisition

The Director shall monitor the portfolio of each enterprise. Pursuant to subsection (a) and notwithstanding the capital classifications of the enterprises, the Director may, by order, require an enterprise, under such terms and conditions as the Director determines to be appropriate, to dispose of or acquire any asset, if the Director determines that such action is consistent with the purposes of this Act or any of the authorizing statutes.

Pub. L. 102–550, title XIII, § 1369EPub. L. 110–289, div. A, title I, § 1109(a)(2)122 Stat. 2675(, as added , , .)

Editorial Notes

References in Text

Pub. L. 102–550106 Stat. 3672section 5301 of Title 42This Act, referred to in subsec. (c), is , , , known as the Housing and Community Development Act of 1992. For complete classification of this Act to the Code, see Short Title of 1992 Amendment note set out under , The Public Health and Welfare, and Tables.

Statutory Notes and Related Subsidiaries

Regulations

Pub. L. 110–289, div. A, title I, § 1109(b)122 Stat. 2675

Pub. L. 110–28912 U.S.C. 4624(a)“Not later than the expiration of the 180-day period beginning on the effective date of this Act [probably means date of enactment of , approved ], the Director [of the Federal Housing Finance Agency] shall issue regulations pursuant to section 1369E(a) of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 [] (as added by subsection (a) of this section) establishing the portfolio holdings standards under such section.”
, , , provided that: