US Code

Public Law 119-83 (04/13/2026)

12 U.S.C. § 5219b

Public availability of information of Making Home Affordable Program

(a)

Revisions to Program guidelines

Public Law 110–34312 U.S.C. 5201The Secretary of the Treasury (in this section referred to as the “Secretary”) shall revise the guidelines for the Home Affordable Modification Program of the Making Home Affordable initiative of the Secretary of the Treasury, authorized under the Emergency Economic Stabilization Act of 2008 () [ et seq.], to provide that the data being collected by the Secretary from each mortgage servicer and lender participating in the Program is made public in accordance with subsection (b).

(b)

Public availability

Data shall be made available according to the following guidelines:
(1)
Not more than 14 days after each monthly deadline for submission of data by mortgage servicers and lenders participating in the Program, reports shall be made publicly available by means of a World Wide Web site of the Secretary, and by submitting a report to the Congress, that shall includes the following information:
(A)
The number of requests for mortgage modifications under the Program that the servicer or lender has received.
(B)
The number of requests for mortgage modifications under the Program that the servicer or lender has processed.
(C)
The number of requests for mortgage modifications under the Program that the servicer or lender has approved.
(D)
The number of requests for mortgage modifications under the Program that the servicer or lender has denied.
(2)
Not more than 60 days after each monthly deadline for submission of data by mortgage servicers and lenders participating in the Program, the Secretary shall make data tables available to the public at the individual record level. The Secretary shall issue regulations prescribing—
(A)
the procedures for disclosing such data to the public; and
(B)
such deletions as the Secretary may determine to be appropriate to protect any privacy interest of any mortgage modification applicant, including the deletion or alteration of the applicant’s name and identification number.

Pub. L. 111–203, title XIV, § 1483124 Stat. 2203 (, , .)

Editorial Notes

References in Text

Pub. L. 110–343122 Stat. 3765 section 5201 of this titleThe Emergency Economic Stabilization Act of 2008, referred to in subsec. (a), is div. A of , , , which is classified principally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Codification

Section was enacted as part of the Mortgage Reform and Anti-Predatory Lending Act, and also as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act, and not as part of the Emergency Economic Stabilization Act of 2008 which comprises this chapter.

Statutory Notes and Related Subsidiaries

Effective Date

section 1400(c) of Pub. L. 111–203section 1601 of Title 15Section effective on the date on which final regulations implementing such section take effect, or on the date that is 18 months after the designated transfer date if such regulations have not been issued by that date, see , set out as an Effective Date of 2010 Amendment note under , Commerce and Trade.