Public Law 119-73 (01/23/2026)

25 U.S.C. § 4103

Definitions

For purposes of this chapter, the following definitions shall apply:
(1)

Adjusted income

The term “adjusted income” means the annual income that remains after excluding the following amounts:
(A)

Youths, students, and persons with disabilities

$480 for each member of the family residing in the household (other than the head of the household or the spouse of the head of the household)—
(i)
who is under 18 years of age; or
(ii)
who is—
(I)
18 years of age or older; and
(II)
a person with disabilities or a full-time student.
(B)

Elderly and disabled families

$400 for an elderly or disabled family.

(C)

Medical and attendant expenses

The amount by which 3 percent of the annual income of the family is exceeded by the aggregate of—
(i)
medical expenses, in the case of an elderly or disabled family; and
(ii)
reasonable attendant care and auxiliary apparatus expenses for each family member who is a person with disabilities, to the extent necessary to enable any member of the family (including a member who is a person with disabilities) to be employed.
(D)

Child care expenses

Child care expenses, to the extent necessary to enable another member of the family to be employed or to further his or her education.

(E)

Earned income of minors

The amount of any earned income of any member of the family who is less than 18 years of age.

(F)

Travel expenses

Excessive travel expenses, not to exceed $25 per family per week, for employment- or education-related travel.

(G)

Other amounts

Such other amounts as may be provided in the Indian housing plan for an Indian tribe.

(2)

Affordable housing

The term “affordable housing” means housing that complies with the requirements for affordable housing under subchapter II. The term includes permanent housing for homeless persons who are persons with disabilities, transitional housing, and single room occupancy housing.

(3)

Drug-related criminal activity

section 802 of title 21The term “drug-related criminal activity” means the illegal manufacture, sale, distribution, use, or possession with intent to manufacture, sell, distribute, or use, of a controlled substance (as such term is defined in ).

(4)

Elderly families and near-elderly families

The terms “elderly family” and “near-elderly family” mean a family whose head (or his or her spouse), or whose sole member, is an elderly person or a near-elderly person, respectively. Such terms include 2 or more elderly persons or near-elderly persons living together, and 1 or more such persons living with 1 or more persons determined under the Indian housing plan for the agency to be essential to their care or well-being.

(5)

Elderly person

The term “elderly person” means a person who is at least 62 years of age.

(6)

Family

The term “family” includes a family with or without children, an elderly family, a near-­elderly family, a disabled family, and a single person.

(7)

Grant beneficiary

The term “grant beneficiary” means the Indian tribe or tribes on behalf of which a grant is made under this chapter to a recipient.

(8)

Housing related community development

(A)

In general

The term “housing related community development” means any facility, community building, business, activity, or infrastructure that—
(i)
is owned by an Indian tribe or a tribally designated housing entity;
(ii)
is necessary to the provision of housing in an Indian area; and
(iii)
(I)
would help an Indian tribe or tribally designated housing entity to reduce the cost of construction of Indian housing;
(II)
would make housing more affordable, accessible, or practicable in an Indian area; or
(III)
would otherwise advance the purposes of this chapter.
(B)

Exclusion

25 U.S.C. 2701The term “housing and community development” does not include any activity conducted by any Indian tribe under the Indian Gaming Regulatory Act ( et seq.).

(9)

Income

The term “income” means income from all sources of each member of the household, as determined in accordance with criteria prescribed by the Secretary, except that the following amounts may not be considered as income under this paragraph:
(A)
Any amounts not actually received by the family.
(B)
section 1382b(a)(7) of title 42 Any amounts that would be eligible for exclusion under .
(C)
Any amounts received by any member of the family as disability compensation under chapter 11 of title 38 or dependency and indemnity compensation under chapter 13 of such title.
(10)

Indian

The term “Indian” means any person who is a member of an Indian tribe.

(11)

Indian area

The term “Indian area” means the area within which an Indian tribe or a tribally designated housing entity, as authorized by 1 or more Indian tribes, provides assistance under this chapter for affordable housing.

(12)

Indian housing plan

section 4112 of this titleThe term “Indian housing plan” means a plan under .

(13)

Indian tribe

(A)

In general

The term “Indian tribe” means a tribe that is a federally recognized tribe or a State recognized tribe.

(B)

Federally recognized tribe

43 U.S.C. 160125 U.S.C. 4501

1 See References in Text note below.
The term “federally recognized tribe” means any Indian tribe, band, nation, or other organized group or community of Indians, including any Alaska Native village or regional or village corporation as defined in or established pursuant to the Alaska Native Claims Settlement Act [ et seq.], that is recognized as eligible for the special programs and services provided by the United States to Indians because of their status as Indians pursuant to the Indian Self-Determination and Education Assistance Act ( et seq.).

(C)

State recognized tribe

(i)

In general

The term “State recognized tribe” means any tribe, band, nation, pueblo, village, or community—
(I)
that has been recognized as an Indian tribe by any State; and
(II)
42 U.S.C. 1437 for which an Indian Housing Authority has, before the effective date under section 705, entered into a contract with the Secretary pursuant to the United States Housing Act of 1937 [ et seq.] for housing for Indian families and has received funding pursuant to such contract within the 5-year period ending upon such effective date.
(ii)

Conditions

Notwithstanding clause (i)—
(I)
section 4152 of this title the allocation formula under shall be determined for a State recognized tribe under tribal membership eligibility criteria in existence on ; and
(II)
nothing in this paragraph shall be construed to confer upon a State recognized tribe any rights, privileges, responsibilities, or obligations otherwise accorded groups recognized as Indian tribes by the United States for other purposes.
(14)

Low-income family

The term “low-income family” means a family whose income does not exceed 80 percent of the median income for the area, as determined by the Secretary with adjustments for smaller and larger families, except that the Secretary may, for purposes of this paragraph, establish income ceilings higher or lower than 80 percent of the median for the area on the basis of the findings of the Secretary or the agency that such variations are necessary because of prevailing levels of construction costs or unusually high or low family incomes.

(15)

Median income

The term “median income” means, with respect to an area that is an Indian area, the greater of—
(A)
the median income for the Indian area, which the Secretary shall determine; or
(B)
the median income for the United States.
(16)

Near-elderly person

The term “near-elderly person” means a person who is at least 55 years of age and less than 62 years of age.

(17)

Nonprofit

The term “nonprofit” means, with respect to an organization, association, corporation, or other entity, that no part of the net earnings of the entity inures to the benefit of any member, founder, contributor, or individual.

(18)

Person with disabilities

The term “person with disabilities” means a person who—
(A)
section 423 of title 42 has a disability as defined in ;
(B)
is determined, pursuant to regulations issued by the Secretary, to have a physical, mental, or emotional impairment which—
(i)
is expected to be of long-continued and indefinite duration;
(ii)
substantially impedes his or her ability to live independently; and
(iii)
is of such a nature that such ability could be improved by more suitable housing conditions; or
(C)
section 15002 of title 42 has a developmental disability as defined in .
Such term shall not exclude persons who have the disease of acquired immunodeficiency syndrome or any conditions arising from the etiologic agent for acquired immunodeficiency syndrome. Notwithstanding any other provision of law, no individual shall be considered a person with disabilities, for purposes of eligibility for housing assisted under this chapter, solely on the basis of any drug or alcohol dependence. The Secretary shall consult with other appropriate Federal agencies to implement the preceding sentence.
(19)

Recipient

The term “recipient” means an Indian tribe or the entity for one or more Indian tribes that is authorized to receive grant amounts under this chapter on behalf of the tribe or tribes.

(20)

Secretary

Except as otherwise specifically provided in this chapter, the term “Secretary” means the Secretary of Housing and Urban Development.

(21)

State

The term “State” means the States of the United States, the District of Columbia, the Commonwealth of Puerto Rico, the Commonwealth of the Northern Mariana Islands, Guam, the Virgin Islands, American Samoa, and any other territory or possession of the United States and Indian tribes.

(22)

Tribally designated housing entity

The terms “tribally designated housing entity” and “housing entity” have the following meaning:
(A)

Existing IHA’s

With respect to any Indian tribe that has not taken action under subparagraph (B), and for which an Indian housing authority—
(i)
42 U.S.C. 1437 was established for purposes of the United States Housing Act of 1937 [ et seq.] before , that meets the requirements under the United States Housing Act of 1937,
(ii)
is acting on , as the Indian housing authority for the tribe, and
(iii)
is not an Indian tribe for purposes of this chapter,
the terms mean such Indian housing authority.
(B)

Other entities

With respect to any Indian tribe that, pursuant to this chapter, authorizes an entity other than the tribal government to receive grant amounts and provide assistance under this chapter for affordable housing for Indians, which entity is established—
(i)
by exercise of the power of self-government of one or more Indian tribes independent of State law, or
(ii)
by operation of State law providing specifically for housing authorities or housing entities for Indians, including regional housing authorities in the State of Alaska,
the terms mean such entity.
(C)

Establishment

A tribally designated housing entity may be authorized or established by one or more Indian tribes to act on behalf of each such tribe authorizing or establishing the housing entity.

Pub. L. 104–330, § 4110 Stat. 4018Pub. L. 105–256, § 13(b)112 Stat. 1900Pub. L. 105–276, title V, § 595(e)(1)112 Stat. 2656Pub. L. 106–402, title IV, § 401(b)(2)114 Stat. 1737Pub. L. 107–292, § 3116 Stat. 2053Pub. L. 110–411, § 3122 Stat. 4320Pub. L. 111–269, § 2124 Stat. 2850(, , ; , , ; , (2), , ; , , ; , , ; , , ; , , .)

Editorial Notes

References in Text

Pub. L. 104–330110 Stat. 4016section 4101 of this titleThis chapter, referred to in text, was in the original “this Act”, meaning , , , known as the Native American Housing Assistance and Self-Determination Act of 1996. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Pub. L. 100–497102 Stat. 2467section 2701 of this titleThe Indian Gaming Regulatory Act, referred to in par. (8)(B), is , , , which is classified principally to chapter 29 (§ 2701 et seq.) of this title. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Pub. L. 92–20385 Stat. 688section 1601 of Title 43The Alaska Native Claims Settlement Act, referred to in par. (13)(B), is , , , which is classified generally to chapter 33 (§ 1601 et seq.) of Title 43, Public Lands. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

25 U.S.C. 450Pub. L. 93–63888 Stat. 2203section 5301 of this titleThe Indian Self-Determination and Education Assistance Act ( et seq.), referred to in par. (13)(B), is , , , which was classified principally to subchapter II (§ 450 et seq.) of chapter 14 of this title prior to editorial reclassification as chapter 46 (§ 5301 et seq.) of this title. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

section 705 of Pub. L. 104–330section 4211 of this titleFor the effective date under section 705, referred to in par. (13)(C)(i)(II), as , see , set out as an Effective Date note under .

act Sept. 1, 1937, ch. 896Pub. L. 93–383, title II, § 201(a)88 Stat. 653section 1437 of Title 42The United States Housing Act of 1937, referred to in pars. (13)(C)(i)(II) and (22)(A)(i), is , as revised generally by , , , which is classified generally to chapter 8 (§ 1437 et seq.) of Title 42, The Public Health and Welfare. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Amendments

Pub. L. 111–2692010—Par. (9)(C). added subpar. (C).

Pub. L. 110–4112008—Pars. (8) to (22). added par. (8), redesignated former pars. (8) to (21) as (9) to (22), respectively, and struck out former par. (22) which defined “housing related community development”.

Pub. L. 107–2922002—Par. (22). added par. (22).

Pub. L. 106–402section 15002 of title 42section 6001 of title 422000—Par. (17)(C). substituted “as defined in ” for “as defined in ”.

Pub. L. 105–276, § 595(e)(1)1998—Par. (10). , amended heading and text of par. (10) generally. Prior to amendment, text read as follows: “The term ‘Indian area’ means the area within which a tribally designated housing entity is authorized by one or more Indian tribes to provide assistance under this chapter for affordable housing.”

Pub. L. 105–25625 U.S.C. 450Par. (12)(B). substituted “Indian Self-Determination and Education Assistance Act ( et seq.)” for “Indian Self-Determination and Education Assistance Act of 1975”.

Pub. L. 105–276, § 595(e)(2)Par. (12)(C)(i)(II). , substituted “705” for “107”.

Statutory Notes and Related Subsidiaries

Effective Date

section 107 of Pub. L. 104–330section 4101 of this titleSection effective , except as otherwise expressly provided, see , set out as a note under .