US Code

Public Law 119-88 (05/04/2026)

38 U.S.C. § 3727

Expenditures to correct or compensate for structural defects in mortgaged homes

(a)
The Secretary is authorized, with respect to any property improved by a one- to four-family dwelling inspected during construction by the Department of Veterans Affairs or the Federal Housing Administration which the Secretary finds to have structural defects seriously affecting the livability of the property, to make expenditures for (1) correcting such defects, (2) paying the claims of the owner of the property arising from such defects, or (3) acquiring title to the property; except that such authority of the Secretary shall exist only (A) if the owner requests assistance under this section not later than four years (or such shorter time as the Secretary may prescribe) after the mortgage loan was made, guaranteed, or insured, and (B) if the property is encumbered by a mortgage which is made, guaranteed, or insured under this chapter after .
(b)
The Secretary shall by regulation prescribe the terms and conditions under which expenditures and payments may be made under the provisions of this section, and the Secretary’s decisions regarding such expenditures or payments, and the terms and conditions under which the same are approved or disapproved, shall be final and conclusive, and shall not be subject to judicial review.
(c)
section 3722 of this title The Secretary is authorized to make expenditures for the purposes of this section from the fund established pursuant to .

Pub. L. 90–301, § 5(a)82 Stat. 116 Pub. L. 94–324, § 7(31)90 Stat. 722 Pub. L. 101–237, title III, § 313(b)(1)103 Stat. 2077 Pub. L. 102–83, § 5(a)105 Stat. 406 Pub. L. 105–368, title VI, § 602(e)(1)(C)112 Stat. 3346 (Added , , , § 1827; amended , , ; , (2), , ; renumbered § 3727 and amended , (c)(1), , ; , title X, § 1005(b)(11), , , 3365.)

Editorial Notes

Amendments

Pub. L. 105–368, § 1005(b)(11)1998—Subsec. (a). , substituted “” for “the date of enactment of this section”.

Pub. L. 105–368, § 602(e)(1)(C)section 3722 of this titleSubsec. (c). , substituted “fund established pursuant to ” for “funds established pursuant to sections 3723 and 3724 of this title, as applicable”.

Pub. L. 102–83, § 5(a)section 1827 of this title1991—, renumbered as this section.

Pub. L. 102–83, § 5(c)(1)Subsec. (c). , substituted “3723 and 3724” for “1823 and 1824”.

Pub. L. 101–2371989— substituted “Secretary”, “Secretary’s”, and “Department of Veterans Affairs” for “Administrator”, “Administrator’s”, and “Veterans’ Administration”, respectively, wherever appearing.

Pub. L. 94–3241976—Subsec. (a). substituted “the Administrator finds” for “he finds”.

Pub. L. 94–324Subsec. (b). substituted “the Administrator’s” for “his”.

Statutory Notes and Related Subsidiaries

Effective Date of 1998 Amendment

section 602 of Pub. L. 105–368section 602(f) of Pub. L. 105–368section 2106 of this titleAmendment by effective , see , set out as a note under .

Effective Date of 1976 Amendment

Pub. L. 94–324section 9(a) of Pub. L. 94–324section 3701 of this titleAmendment by effective , see , set out as a note under .