Public Law 119-73 (01/23/2026)

42 U.S.C. § 1395b–2

Notice of medicare benefits; medicare and medigap information

(a)

Notice of medicare benefits

The Secretary shall prepare (in consultation with groups representing the elderly and with health insurers) and provide for distribution of a notice containing—
(1)
a clear, simple explanation of the benefits available under this subchapter and the major categories of health care for which benefits are not available under this subchapter,
(2)
the limitations on payment (including deductibles and coinsurance amounts) that are imposed under this subchapter, and
(3)
a description of the limited benefits for long-term care services available under this subchapter and generally available under State plans approved under subchapter XIX.
Such notice shall be mailed annually to individuals entitled to benefits under part A or part B of this subchapter and when an individual applies for benefits under part A or enrolls under part B.
(b)

Medicare and medigap information

The Secretary shall provide information via a toll-free telephone number on the programs under this subchapter. The Secretary shall provide, through the toll-free telephone number 1–800–MEDICARE, for a means by which individuals seeking information about, or assistance with, such programs who phone such toll-free number are transferred (without charge) to appropriate entities for the provision of such information or assistance. Such toll-free number shall be the toll-free number listed for general information and assistance in the annual notice under subsection (a) instead of the listing of numbers of individual contractors.

(c)

Contents of notice

The notice provided under subsection (a) shall include—
(1)
section 1395b–7 of this title a statement which indicates that because errors do occur and because medicare fraud, waste, and abuse is a significant problem, beneficiaries should carefully check any explanation of benefits or itemized statement furnished pursuant to for accuracy and report any errors or questionable charges by calling the toll-free phone number described in paragraph (4);
(2)
section 1395b–7(b) of this title a statement of the beneficiary’s right to request an itemized statement for medicare items and services (as provided in );
(3)
section 1395b–5(b) of this title a description of the program to collect information on medicare fraud and abuse established under ; and
(4)
a toll-free telephone number maintained by the Inspector General in the Department of Health and Human Services for the receipt of complaints and information about waste, fraud, and abuse in the provision or billing of services under this subchapter.
(d)

Medicare opioid safety education

The notice provided under subsection (a) shall include—
(1)
references to educational resources regarding opioid use and pain management;
(2)
a description of categories of alternative, non-opioid pain management treatments covered under this subchapter; and
(3)
a suggestion for the beneficiary to talk to a physician regarding opioid use and pain management.

Aug. 14, 1935, ch. 531Pub. L. 100–360, title II, § 223(a)102 Stat. 747Pub. L. 103–432, title I, § 171(j)(1)108 Stat. 4450Pub. L. 105–33, title IV, § 4311(a)(1)111 Stat. 384Pub. L. 108–173, title IX, § 923(d)(1)117 Stat. 2394Pub. L. 115–271, title VI, § 6021(a)132 Stat. 3977(, title XVIII, § 1804, as added , , ; amended , , ; , , ; , , ; , , .)

Editorial Notes

Amendments

Pub. L. 115–2712018—Subsec. (d). added subsec. (d).

Pub. L. 108–1732003—Subsec. (b). inserted at end “The Secretary shall provide, through the toll-free telephone number 1–800–MEDICARE, for a means by which individuals seeking information about, or assistance with, such programs who phone such toll-free number are transferred (without charge) to appropriate entities for the provision of such information or assistance. Such toll-free number shall be the toll-free number listed for general information and assistance in the annual notice under subsection (a) instead of the listing of numbers of individual contractors.”

Pub. L. 105–331997—Subsec. (c). added subsec. (c).

Pub. L. 103–4321994— inserted “; medicare and medigap information” in section catchline, designated existing provisions as subsec. (a), and added subsec. (b).

Statutory Notes and Related Subsidiaries

Effective Date of 2018 Amendment

Pub. L. 115–271, title VI, § 6021(b)132 Stat. 3977

“The amendment made by subsection (a) [amending this section] shall apply to notices distributed prior to each Medicare open enrollment period beginning after .”
, , , provided that:

Effective Date of 1997 Amendment

Pub. L. 105–33, title IV, § 4311(a)(2)111 Stat. 384

“The amendment made by this subsection [amending this section] shall apply to notices provided on or after .”
, , , provided that:

Effective Date of 1994 Amendment

Pub. L. 103–432Pub. L. 101–508lPub. L. 103–432section 1395ss of this titleAmendment by effective as if included in the enactment of , see section 171() of , set out as a note under .

Effective Date

Pub. L. 100–360, title II, § 223(d)(1)102 Stat. 748

“The Secretary of Health and Human Services shall first distribute the notice required by the amendment made by subsection (a) [enacting this section] not later than .”
, , , provided that:

Monitoring Accuracy

Pub. L. 108–173, title IX, § 923(d)(2)117 Stat. 2395

“(A)

Study .—

42 U.S.C. 1395jThe Comptroller General of the United States shall conduct a study to monitor the accuracy and consistency of information provided to individuals entitled to benefits under part A [probably means part A of title XVIII of the Social Security Act which is classified to part A of this subchapter] or enrolled under part B [probably means part B of title XVIII of the Social Security Act, et seq.], or both, through the toll-free telephone number 1–800–MEDICARE, including an assessment of whether the information provided is sufficient to answer questions of such individuals. In conducting the study, the Comptroller General shall examine the education and training of the individuals providing information through such number.
“(B)

Report .—

Not later than 1 year after the date of the enactment of this Act [], the Comptroller General shall submit to Congress a report on the study conducted under subparagraph (A).”
, , , provided that:

State Regulatory Programs

section 171 of Pub. L. 103–432section 171(m) of Pub. L. 103–432section 1395ss of this titleFor provisions relating to changes required to conform State regulatory programs to amendments by , see , set out as a note under .

Demonstration Projects

Pub. L. 101–508, title IV, § 4361(b)104 Stat. 1388–141

“The Secretary of Health and Human Services is authorized to conduct demonstration projects in up to 5 States for the purpose of establishing statewide toll-free telephone numbers for providing information on medicare benefits, medicare supplemental policies available in the State, and benefits under the State medicaid program.”
, , , provided that:

Notice of Changes Under Repeal of Medicare Catastrophic Coverage

Pub. L. 101–234, title II, § 203(c)103 Stat. 1984

42 U.S.C. 1395b–242 U.S.C. 1395“The Secretary of Health and Human Services shall provide, in the notice of medicare benefits provided under section 1804 of the Social Security Act [] for 1990, for a description of the changes in benefits under title XVIII of such Act [ et seq.] made by the amendments made by this Act [see Tables for classification].”
, , , provided that:

Benefits Counseling and Assistance Demonstration Project for Certain Medicare and Medicaid Beneficiaries

Pub. L. 100–360, title IV, § 424102 Stat. 812Pub. L. 101–234, title III, § 301(a)103 Stat. 1985, , , which directed Secretary of Health and Human Services to establish a demonstration project to demonstrate that its volunteers were adequately trained and competent to render effective benefits counseling and assistance to the elderly, was repealed by , , .