US Code

Public Law 119-102 (07/12/2026)

42 U.S.C. § 18044

Level playing field

Section text and notes

(a)

In general

section 18042 of this titlesection 18054 of this titleNotwithstanding any other provision of law, any health insurance coverage offered by a private health insurance issuer shall not be subject to any Federal or State law described in subsection (b) if a qualified health plan offered under the Consumer Operated and Oriented Plan program under , or a multi-State qualified health plan under , is not subject to such law.

(b)

Laws described

The Federal and State laws described in this subsection are those Federal and State laws relating to—
(1)
guaranteed renewal;
(2)
rating;
(3)
preexisting conditions;
(4)
non-discrimination;
(5)
quality improvement and reporting;
(6)
fraud and abuse;
(7)
solvency and financial requirements;
(8)
market conduct;
(9)
prompt payment;
(10)
appeals and grievances;
(11)
privacy and confidentiality;
(12)
licensure; and
(13)
benefit plan material or information.

Pub. L. 111–148, title I, § 1324124 Stat. 199 (, title X, § 10104(n), , , 902.)

Editorial Notes

Amendments

Pub. L. 111–148, § 10104(n)section 18054 of this titlesection 18043 of this titlesection 18053(b) of this title2010—Subsec. (a). , substituted “, or a multi-State qualified health plan under ” for “, a community health insurance option under , or a nationwide qualified health plan under ”.