Public Law 119-83 (04/13/2026)

42 U.S.C. § 18044

Level playing field

(a)

In general

section 18042 of this titlesection 18054 of this titleNotwithstanding any other provision of law, any health insurance coverage offered by a private health insurance issuer shall not be subject to any Federal or State law described in subsection (b) if a qualified health plan offered under the Consumer Operated and Oriented Plan program under , or a multi-State qualified health plan under , is not subject to such law.

(b)

Laws described

The Federal and State laws described in this subsection are those Federal and State laws relating to—
(1)
guaranteed renewal;
(2)
rating;
(3)
preexisting conditions;
(4)
non-discrimination;
(5)
quality improvement and reporting;
(6)
fraud and abuse;
(7)
solvency and financial requirements;
(8)
market conduct;
(9)
prompt payment;
(10)
appeals and grievances;
(11)
privacy and confidentiality;
(12)
licensure; and
(13)
benefit plan material or information.

Pub. L. 111–148, title I, § 1324124 Stat. 199 (, title X, § 10104(n), , , 902.)

Editorial Notes

Amendments

Pub. L. 111–148, § 10104(n)section 18054 of this titlesection 18043 of this titlesection 18053(b) of this title2010—Subsec. (a). , substituted “, or a multi-State qualified health plan under ” for “, a community health insurance option under , or a nationwide qualified health plan under ”.