US Code

Public Law 119-73 (01/23/2026)

42 U.S.C. § 4004

Definitions applicable to Biggert-Waters Flood Insurance Reform Act of 2012

(a)

In general

In this subtitle, the following definitions shall apply:
(1)

100-year floodplain

The term “100-year floodplain” means that area which is subject to inundation from a flood having a 1-percent chance of being equaled or exceeded in any given year.

(2)

500-year floodplain

The term “500-year floodplain” means that area which is subject to inundation from a flood having a 0.2-percent chance of being equaled or exceeded in any given year.

(3)

Administrator

The term “Administrator” means the Administrator of the Federal Emergency Management Agency.

(4)

National Flood Insurance Program

42 U.S.C. 4011The term “National Flood Insurance Program” means the program established under the National Flood Insurance Act of 1968 ( et seq.).

(5)

Write Your Own

The term “Write Your Own” means the cooperative undertaking between the insurance industry and the Federal Insurance Administration which allows participating property and casualty insurance companies to write and service standard flood insurance policies.

(b)

Common terminology

42 U.S.C. 4121Except as otherwise provided in this subtitle, any terms used in this subtitle shall have the meaning given to such terms under section 1370 of the National Flood Insurance Act of 1968 ().

Pub. L. 112–141, div. F, title II, § 100202126 Stat. 916(, , .)

Editorial Notes

References in Text

Pub. L. 112–141126 Stat. 916section 4001 of this titleThis subtitle, referred to in subsecs. (a) and (b), is subtitle A (§§ 100201–100249) of title II of div. F of , , , known as the Biggert-Waters Flood Insurance Reform Act of 2012. For complete classification of this subtitle to the Code, see Short Title of 2012 Amendment note set out under and Tables.

Pub. L. 90–44882 Stat. 572section 4001 of this titleThe National Flood Insurance Act of 1968, referred to in subsec. (a)(4), is title XIII of , , , which is classified principally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Codification

Section was enacted as part of the Biggert-Waters Flood Insurance Reform Act of 2012, and also as part of the Moving Ahead for Progress in the 21st Century Act, also known as the MAP–21, and not as part of National Flood Insurance Act of 1968 which comprises this chapter.