US Code

Public Law 119-87 (04/30/2026)

42 U.S.C. § 4029

Colorado River Floodway

(a)

Renewal and transfer of policies; acquisition of policies after filing of maps

section 1600c of title 431

1 See References in Text note below.
Owners of existing National Flood Insurance Act policies with respect to structures located within the Floodway established under shall have the right to renew and transfer such policies. Owners of existing structures located within said Floodway on , who have not acquired National Flood Insurance Act policies shall have the right to acquire policies with respect to such structures for six months after the Secretary of the Interior files the Floodway maps required by section 1600c(b)(2)  of title 43 and to renew and transfer such policies.

(b)

New coverage for new construction or substantial improvements

section 1600c of title 43No new flood insurance coverage may be provided under this chapter on or after a date six months after , for any new construction or substantial improvements of structures located within the Colorado River Floodway established by . New construction includes all structures that are not insurable prior to that date.

(c)

Establishment of temporary boundaries

section 553 of title 51The Secretary of the Interior may by rule after notice and comment pursuant to establish temporary Floodway boundaries to be in effect until the maps required by section 1600c(b)(2)  of title 43 are filed, for the purpose of enforcing subsections (b) and (d) of this section.

(d)

Loans by federally supervised, approved, regulated, or insured financial institutions

ProvidedA regulated lending institution or Federal agency lender may make loans secured by structures which are not eligible for flood insurance by reason of this section: , That prior to making such a loan, such institution determines that the loans or structures securing the loan are within the Floodway.

Pub. L. 90–448, title XIII, § 1322Pub. L. 99–450, § 12100 Stat. 1135 Pub. L. 100–242, title V, § 545(e)101 Stat. 1942 Pub. L. 103–325, title V, § 512(b)108 Stat. 2257 (, as added , , ; amended , , ; , , .)

Editorial Notes

References in Text

Pub. L. 90–44882 Stat. 572 section 4001 of this titleThe National Flood Insurance Act, referred to in subsec. (a), probably means the National Flood Insurance Act of 1968, title XIII of , , , which is classified principally to this chapter (§ 4001 et seq.). For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Section 1600c(b)(2) of title 43Pub. L. 105–362, title IX, § 901(d)(1)112 Stat. 3289 , referred to in subsecs. (a) and (c), was struck out and former subsec. (b)(1)(ii) redesignated (b)(2) of section 1600c by , , . As amended, section 1600c(b)(2) no longer relates to maps required to be prepared and filed by the Secretary.

Pub. L. 90–44882 Stat. 572 section 4001 of this titleThis chapter, referred to in subsec. (b), was in the original a reference to “this title” meaning title XIII of , , , known as the National Flood Insurance Act of 1968, which is classified principally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Amendments

Pub. L. 103–3251994—Subsec. (d). substituted “regulated lending institution or Federal agency lender” for “federally supervised, approved, regulated or insured financial institution”.

Pub. L. 100–2421988— inserted section catchline.