Public Law 119-73 (01/23/2026)

42 U.S.C. § 4056

Emergency implementation of flood insurance program; applicability of other provisions of law

(a)
section 4026 of this title Notwithstanding any other provisions of this chapter, for the purpose of providing flood insurance coverage at the earliest possible time, the Administrator shall carry out the flood insurance program authorized under subchapter I during the period ending on the date specified in , in accordance with the provisions of this part and the other provisions of this chapter insofar as they relate to this part but subject to the modifications made by or under subsection (b).
(b)
In carrying out the flood insurance program pursuant to subsection (a), the Administrator—
(1)
section 4014 of this title shall provide insurance coverage without regard to any estimated risk premium rates which would otherwise be determined under ; and
(2)
section 4054 of this title shall utilize the provisions and procedures contained in or prescribed by this part (other than ) and sections 4081 and 4082 of this title to such extent and in such manner as he may consider necessary or appropriate to carry out the purpose of this section.

Pub. L. 90–448, title XIII, § 1336Pub. L. 91–152, title IV, § 40883 Stat. 396Pub. L. 92–213, § 2(a)85 Stat. 775Pub. L. 93–234, title I, § 10687 Stat. 979Pub. L. 94–173, § 589 Stat. 1028Pub. L. 94–375, § 14(b)90 Stat. 1075Pub. L. 95–128, title VII, § 701(b)91 Stat. 1144Pub. L. 95–406, § 6(b)92 Stat. 880Pub. L. 95–557, title III, § 308(b)92 Stat. 2098Pub. L. 96–153, title VI, § 602(b)93 Stat. 1137Pub. L. 97–35, title III, § 341(b)(2)95 Stat. 419Pub. L. 97–289, § 4(b)96 Stat. 1231Pub. L. 98–35, § 4(b)97 Stat. 198Pub. L. 98–109, § 5(b)97 Stat. 746Pub. L. 98–181, title I97 Stat. 1229Pub. L. 99–120, § 4(a)(2)99 Stat. 503Pub. L. 99–156, § 4(a)(2)99 Stat. 816Pub. L. 99–219, § 4(a)(2)99 Stat. 1731Pub. L. 99–267, § 4(a)(2)100 Stat. 74Pub. L. 99–272, title III, § 3010(a)(2)100 Stat. 106Pub. L. 99–289, § 1(b)100 Stat. 412Pub. L. 99–345, § 1100 Stat. 673Pub. L. 99–430100 Stat. 986Pub. L. 100–122, § 1101 Stat. 793Pub. L. 100–154101 Stat. 890Pub. L. 100–170101 Stat. 914Pub. L. 100–179101 Stat. 1018Pub. L. 100–200101 Stat. 1327Pub. L. 100–242, title V, § 541(b)101 Stat. 1939Pub. L. 101–137, § 1(b)103 Stat. 824Pub. L. 101–508, title II, § 2302(b)104 Stat. 1388–23Pub. L. 103–325, title V, § 571(b)108 Stat. 2277Pub. L. 105–46, § 118111 Stat. 1157Pub. L. 105–65, title III111 Stat. 1377Pub. L. 105–276, title III, title V, § 599D(b)112 Stat. 2502Pub. L. 107–73, title III115 Stat. 689Pub. L. 108–3, § 2(a)(3)117 Stat. 7Pub. L. 108–171, § 2(a)(3)117 Stat. 2064Pub. L. 108–199, div. H, § 136(a)(3)118 Stat. 442Pub. L. 108–264, title I, § 101(c)118 Stat. 714Pub. L. 112–141, div. F, title II, § 100238(b)(1)126 Stat. 958(, as added , , ; amended , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; [title IV, § 451(b), (d)(1)], , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , ; , , , 2663; , , ; , , ; , , ; , , ; , , ; , , .)

Editorial Notes

References in Text

Pub. L. 90–44882 Stat. 572section 4001 of this titleThis chapter, referred to in subsec. (a), was in the original a reference to “this title” meaning title XIII of , , , known as the National Flood Insurance Act of 1968, which is classified principally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Amendments

Pub. L. 112–1412012— substituted “Administrator” for “Director” in subsecs. (a) and (b).

Pub. L. 108–264section 4026 of this title2004—Subsec. (a). substituted “during the period ending on the date specified in , in accordance” for identical language.

Pub. L. 108–199Pub. L. 108–171 made amendment identical to that made by . See 2003 Amendment note below.

Pub. L. 108–171section 4026 of this title2003—Subsec. (a). substituted “on the date specified in ” for “”.

Pub. L. 108–3 substituted “ending , in” for “ending , in”.

Pub. L. 107–732001—Subsec. (a). substituted “” for “”.

Pub. L. 105–276, § 599D(b)Pub. L. 105–276, title III1998—Subsec. (a). , which directed the substitution of “2001” for “1998”, was executed by substituting “2001” for “1999” to reflect the probable intent of Congress and the amendment by , see below.

Pub. L. 105–276, title III, substituted “1999” for “1998”.

Pub. L. 105–651997—Subsec. (a). substituted “” for “”.

Pub. L. 105–46 substituted “” for “”.

Pub. L. 103–3251994—Subsec. (a). substituted “” for “”.

Pub. L. 101–5081990—Subsec. (a). substituted “” for “”.

Pub. L. 101–1371989—Subsec. (a). substituted “” for “”.

Pub. L. 100–2421988—Subsec. (a). substituted “” for “”.

Pub. L. 100–2001987—Subsec. (a). substituted “” for “”.

Pub. L. 100–179 substituted “” for “”.

Pub. L. 100–170 substituted “” for “”.

Pub. L. 100–154 substituted “” for “”.

Pub. L. 100–122 substituted “” for “”.

Pub. L. 99–4301986—Subsec. (a). substituted “” for “”.

Pub. L. 99–345 substituted “” for “”.

Pub. L. 99–289 substituted “” for “”.

Pub. L. 99–272Pub. L. 99–219 directed amendment identical to substituting “” for “”.

Pub. L. 99–267 substituted “” for “”.

Pub. L. 99–2191985—Subsec. (a). substituted “” for “”.

Pub. L. 99–156 substituted “” for “”.

Pub. L. 99–120 substituted “” for “”.

Pub. L. 98–181, § 451(d)(1)1983—Subsec. (a). , substituted “Director” for “Secretary”.

Pub. L. 98–181, § 451(b), substituted “” for “”.

Pub. L. 98–109 substituted “” for “”.

Pub. L. 98–35 substituted “” for “”.

Pub. L. 98–181, § 451(d)(1)Subsec. (b). , substituted “Director” for “Secretary”.

Pub. L. 97–2891982—Subsec. (a). substituted “” for “”.

Pub. L. 97–351981—Subsec. (a). substituted “1982” for “1981”.

Pub. L. 96–1531979—Subsec. (a). substituted “1981” for “1980”.

Pub. L. 95–5571978—Subsec. (a). substituted “” for “”.

Pub. L. 95–406 substituted “” for “”.

Pub. L. 95–1281977—Subsec. (a). substituted “1978” for “1977”.

Pub. L. 94–3751976—Subsec. (a). substituted “” for “”.

Pub. L. 94–1731975—Subsec. (a). substituted “1976” for “1975”.

Pub. L. 93–2341973—Subsec. (a). substituted “1975” for “1973”.

Pub. L. 92–2131971—Subsec. (a). substituted “1973” for “1971”.

Statutory Notes and Related Subsidiaries

Effective Date of 2004 Amendment

Pub. L. 108–199section 136(b) of div. H of Pub. L. 108–199section 4016 of this titleAmendment by considered to have taken effect on , see , set out as a note under .

Effective Date of 2003 Amendments

Pub. L. 108–171section 2(b) of Pub. L. 108–171section 4016 of this titleAmendment by effective , see , set out as a note under .

Pub. L. 108–3section 2(b) of Pub. L. 108–3section 4016 of this titleAmendment by effective , see , set out as a note under .

Effective Date of 1981 Amendment

Pub. L. 97–35section 371 of Pub. L. 97–35section 3701 of Title 12Amendment by effective , see , set out as an Effective Date note under , Banks and Banking.

Transfer of Functions

section 315(a)(1) of Title 6For transfer of all functions, personnel, assets, components, authorities, grant programs, and liabilities of the Federal Emergency Management Agency, including the functions of the Under Secretary for Federal Emergency Management relating thereto, to the Federal Emergency Management Agency, see , Domestic Security.

section 542 of Title 6For transfer of functions, personnel, assets, and liabilities of the Federal Emergency Management Agency, including the functions of the Director of the Federal Emergency Management Agency relating thereto, to the Secretary of Homeland Security, and for treatment of related references, see former section 313(1) and sections 551(d), 552(d), and 557 of Title 6, Domestic Security, and the Department of Homeland Security Reorganization Plan of , as modified, set out as a note under .

Continuing Appropriations for Fiscal Year 1998

Pub. L. 105–64111 Stat. 1343The expiration date of (see 1997 Amendment note above) was temporarily extended to , by , , .