Public Law 119-73 (01/23/2026)

12 U.S.C. § 248–1

Rules and regulations for transfer of funds and charges therefor among banks; clearing houses

The Board of Governors of the Federal Reserve System shall make and promulgate from time to time regulations governing the transfer of funds and charges therefor among Federal reserve banks and their branches, and may at its discretion exercise the functions of a clearing house for such Federal reserve banks, or may designate a Federal reserve bank to exercise such functions, and may also require each such bank to exercise the functions of a clearing house for depository institutions.

Dec. 23, 1913, ch. 6, § 1638 Stat. 268Aug. 23, 1935, ch. 614, § 203(a)49 Stat. 704Pub. L. 96–221, title I, § 105(d)94 Stat. 140( (par.), ; , ; , , .)

Editorial Notes

Codification

osection 411 of this titleSection is comprised of the thirteenth par. (formerly the fourteenth par.) of section 16 of act , which was formerly classified to section 248() of this title. For classification to this title of other pars. of section 16, see Codification note set out under .

Amendments

Pub. L. 96–22112 U.S.C. 248o1980—, which directed amendment of “[t]he fourteenth paragraph of section 16 of the Federal Reserve Act (())” by substituting “depository institutions” for “its member banks”, was executed by making the substitution in this section to reflect the probable intent of Congress.

Statutory Notes and Related Subsidiaries

Change of Name

Section 203(a) of act , changed the name of the Federal Reserve Board to Board of Governors of the Federal Reserve System.

Effective Date of 1980 Amendment

Pub. L. 96–221section 108 of Pub. L. 96–221section 248 of this titleAmendment by effective on first day of sixth month which begins after , see , set out as a note under .