Public Law 119-83 (04/13/2026)

12 U.S.C. § 5401

Purposes

1
1 See References in Text note below.
The purposes of this title  are—
(1)
to provide for the safe and sound operation of the banking system of the United States;
(2)
to preserve and protect the dual system of Federal and State-chartered depository institutions;
(3)
to ensure the fair and appropriate supervision of each depository institution, regardless of the size or type of charter of the depository institution; and
(4)
to streamline and rationalize the supervision of depository institutions and the holding companies of depository institutions.

Pub. L. 111–203, title III, § 301124 Stat. 1520 (, , .)

Editorial Notes

References in Text

Pub. L. 111–203124 Stat. 1520 section 906 of Title 2losection 41501 of Title 34section 3502 of Title 44section 1441a of this titlesection 906 of Title 2section 5301 of this titleThis title, referred to in text, is title III of , , , known as the Enhancing Financial Institution Safety and Soundness Act of 2010, which enacted this subchapter and sections 4b and 16 of this title, amended sections 1, 11, 248, 461, 481, 482, 1438, 1462, 1462a, 1463, to 1464, 1466a, 1467, 1467a, 1468, 1468a, to 1468b, 1470, 1701c, 1701p–1, 1708, 1757, 1785, 1786, 1787, 1812, 1813, 1817, 1818, 1820, 1821, 1823, 1828, 1829, 1831e, 1831j, 1833b, 1833e, 1834, 1841, 1843, 1844, 1861, 1867, 1881, 1882, 1884, 1972, 2709, 2902, 2905, 3206 to 3208, 3332, 4515, and 4517 of this title, , The Congress, sections 78c, 78, 78–5, and 78w of Title 15, Commerce and Trade, sections 212, 657, 981, 982, 1006, 1014, and 1032 of Title 18, Crimes and Criminal Procedure, sections 321 and 714 of Title 31, Money and Finance, , Crime Control and Law Enforcement, sections 4003 and 8105 of Title 42, The Public Health and Welfare, and , Public Printing and Documents, repealed , enacted provisions set out as notes under sections 1, 16, 1438, 1787, 1812, 1817, and 1821 of this title and , and amended provisions set out as notes under sections 1437, 1463, 1464, 1467a, 1707, 1812, and 1818 of this title. For complete classification of title III to the Code, see Short title note set out under and Tables.

Statutory Notes and Related Subsidiaries

Effective Date

section 4 of Pub. L. 111–203section 5301 of this titleSection effective 1 day after , except as otherwise provided, see , set out as a note under .