section 1681a(p) of this titleThe Commission shall prescribe regulations, to become effective not later than 90 days after , to prevent a consumer reporting agency from circumventing or evading treatment as a consumer reporting agency described in for purposes of this subchapter, including—
by means of a corporate reorganization or restructuring, including a merger, acquisition, dissolution, divestiture, or asset sale of a consumer reporting agency; or
section 1681a(p) of this titlesection 1681a(p) of this title by maintaining or merging public record and credit account information in a manner that is substantially equivalent to that described in paragraphs (1) and (2) of , in the manner described in .
Pub. L. 90–321, title VI, § 629Pub. L. 108–159, title II, § 211(b)117 Stat. 1970(, as added , , .)
Statutory Notes and Related Subsidiaries
Effective Date
section 3 of Pub. L. 108–159section 1681 of this titleSection subject to joint regulations establishing effective dates as prescribed by Federal Reserve Board and Federal Trade Commission, except as otherwise provided, see , set out as an Effective Date of 2003 Amendment note under .