If any consumer owes multiple debts and makes any single payment to any debt collector with respect to such debts, such debt collector may not apply such payment to any debt which is disputed by the consumer and, where applicable, shall apply such payment in accordance with the consumer’s directions.
Pub. L. 90–321, title VIII, § 810Pub. L. 95–10991 Stat. 880(, as added , , .)
Statutory Notes and Related Subsidiaries
Effective Date
section 819 of Pub. L. 90–321Pub. L. 95–109section 1692 of this titleSection effective upon the expiration of six months after , see , as added by , set out as a note under .