Public Law 119-73 (01/23/2026)

15 U.S.C. § 1692o

Exemption for State regulation

The Bureau shall by regulation exempt from the requirements of this subchapter any class of debt collection practices within any State if the Bureau determines that under the law of that State that class of debt collection practices is subject to requirements substantially similar to those imposed by this subchapter, and that there is adequate provision for enforcement.

Pub. L. 90–321, title VIII, § 817Pub. L. 95–10991 Stat. 883Pub. L. 111–203, title X, § 1089(1)124 Stat. 2092(, as added , , ; amended , , .)

Editorial Notes

Amendments

Pub. L. 111–2032010— substituted “Bureau” for “Commission” in two places.

Statutory Notes and Related Subsidiaries

Effective Date of 2010 Amendment

Pub. L. 111–203section 1100H of Pub. L. 111–203section 552a of Title 5Amendment by effective on the designated transfer date, see , set out as a note under , Government Organization and Employees.

Effective Date

section 819 of Pub. L. 90–321Pub. L. 95–109section 1692 of this titleSection effective upon the expiration of six months after , see , as added by , set out as a note under .