15 U.S.C. § 6801 | Protection of nonpublic personal information

(a)

Privacy obligation policy

It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers’ nonpublic personal information.

(b)

Financial institutions safeguards

section 6805(a) of this titleIn furtherance of the policy in subsection (a), each agency or authority described in , other than the Bureau of Consumer Financial Protection, shall establish appropriate standards for the financial institutions subject to their jurisdiction relating to administrative, technical, and physical safeguards—

(1)

to insure the security and confidentiality of customer records and information;

(2)

to protect against any anticipated threats or hazards to the security or integrity of such records; and

(3)

to protect against unauthorized access to or use of such records or information which could result in substantial harm or inconvenience to any customer.

Pub. L. 106–102, title V, § 501Nov. 12, 1999113 Stat. 1436 Pub. L. 111–203, title X, § 1093(1)July 21, 2010124 Stat. 2095(, , ; , , .)

Editorial Notes

Amendments

Pub. L. 111–203 section 6805(a) of this title2010—Subsec. (b). inserted “, other than the Bureau of Consumer Financial Protection,” after “” in introductory provisions.

Statutory Notes and Related Subsidiaries

Effective Date of 2010 Amendment

Pub. L. 111–203 section 1100H of Pub. L. 111–203 section 552a of Title 5Amendment by effective on the designated transfer date, see , set out as a note under , Government Organization and Employees.

Effective Date

Pub. L. 106–102, title V, § 510Nov. 12, 1999113 Stat. 1445

Pub. L. 106–102 section 1681s of this title 15 U.S.C. 6804(a)(3)“This subtitle [subtitle A (§§ 501–510) of title V of , enacting this subchapter and amending ] shall take effect 6 months after the date on which rules are required to be prescribed under section 504(a)(3) [], except—

“(1)

to the extent that a later date is specified in the rules prescribed under section 504; and

“(2)

15 U.S.C. 6804 section 6806 of this title section 1681s of this titleNov. 12, 1999 that sections 504 [] and 506 [enacting and amending ] shall be effective upon enactment [].”

, , , provided that: