Public Law 119-73 (01/23/2026)

26 U.S.C. § 4980G

Failure of employer to make comparable health savings account contributions

(a)

General rule

In the case of an employer who makes a contribution to the health savings account of any employee during a calendar year, there is hereby imposed a tax on the failure of such employer to meet the requirements of subsection (b) for such calendar year.

(b)

Rules and requirements

Rules and requirements similar to the rules and requirements of section 4980E shall apply for purposes of this section.

(c)

Regulations

The Secretary shall issue regulations to carry out the purposes of this section, including regulations providing special rules for employers who make contributions to Archer MSAs and health savings accounts during the calendar year.

(d)

Exception

For purposes of applying section 4980E to a contribution to a health savings account of an employee who is not a highly compensated employee (as defined in section 414(q)), highly compensated employees shall not be treated as comparable participating employees.

Pub. L. 108–173, title XII, § 1201(d)(4)(A)117 Stat. 2478Pub. L. 109–432, div. A, title III, § 306(a)120 Stat. 2951(Added , , ; amended , , .)

Editorial Notes

Amendments

Pub. L. 109–4322006—Subsec. (d). added subsec. (d).

Statutory Notes and Related Subsidiaries

Effective Date of 2006 Amendment

Pub. L. 109–432, div. A, title III, § 306(b)120 Stat. 2951

“The amendment made by this section [amending this section] shall apply to taxable years beginning after .”
, , , provided that:

Effective Date

section 1201(k) of Pub. L. 108–173section 62 of this titleSection applicable to taxable years beginning after , see , set out as an Effective Date of 2003 Amendment note under .