US Code

Public Law 119-73 (01/23/2026)

5 U.S.C. § 8709

Insurance policies

(a)
The Office of Personnel Management, without regard to section 6101(b) to (d) of title 41, may purchase from one or more life insurance companies a policy or policies of group life and accidental death and dismemberment insurance to provide the benefits specified by this chapter. A company must meet the following requirements:
(1)
It must be licensed to transact life and accidental death and dismemberment insurance under the laws of 48 of the States and the District of Columbia.
(2)
It must have in effect, on the most recent December 31 for which information is available to the Office, an amount of employee group life insurance equal to at least 1 percent of the total amount of employee group life insurance in the United States in all life insurance companies.
(b)
A company issuing a policy under subsection (a) of this section shall establish an administrative office under a name approved by the Office.
(c)
The Office at any time may discontinue a policy purchased from a company under subsection (a) of this section.
(d)
(1)
The provisions of any contract under this chapter which relate to the nature or extent of coverage or benefits (including payments with respect to benefits) shall supersede and preempt any law of any State or political subdivision thereof, or any regulation issued thereunder, which relates to group life insurance to the extent that the law or regulation is inconsistent with the contractual provisions.
(2)
For the purpose of this section, “State” means a State of the United States, the District of Columbia, the Commonwealth of Puerto Rico, and a territory or possession of the United States.

Pub. L. 89–55480 Stat. 596Pub. L. 95–454, title IX, § 906(a)(2)92 Stat. 1224Pub. L. 96–427, § 5(a)94 Stat. 1834Pub. L. 111–350, § 5(a)(11)124 Stat. 3841(, , ; , (3), , ; , , ; , , .)

Historical and Revision Notes

Derivation

U.S. Code

Revised Statutes and

Statutes at Large

 

5 U.S.C. 2096 (less (c)–(e)).

Aug. 17, 1954, ch. 752, § 7 (less (c)–(e)), 68 Stat. 739.

In subsection (a), the words “as determined by it” are omitted as unnecessary.

Standard changes are made to conform with the definitions applicable and the style of this title as outlined in the preface to the report.

Editorial Notes

Amendments

Pub. L. 111–350section 5 of title 412011—Subsec. (a). substituted “section 6101(b) to (d) of title 41” for “” in introductory provisions.

Pub. L. 96–4271980—Subsec. (d). added subsec. (d).

Pub. L. 95–4541978—Subsecs. (a) to (c). substituted “Office of Personnel Management” and “Office” for “Civil Service Commission” and “Commission”, respectively, wherever appearing.

Statutory Notes and Related Subsidiaries

Effective Date of 1980 Amendment

Pub. L. 96–427section 10(a) of Pub. L. 96–427section 8701 of this titleAmendment by effective , with the amendment to have no effect in case of an employee who died, was separated, or retired before , see , set out as a note under .

Effective Date of 1978 Amendment

Pub. L. 95–454section 907 of Pub. L. 95–454section 1101 of this titleAmendment by effective 90 days after , see , set out as a note under .