Public Law 119-73 (01/23/2026)

5 U.S.C. § 8701

Definitions

(a)
For the purpose of this chapter, “employee” means—
(1)
section 2105 of this title an employee as defined by ;
(2)
section 2106 of this title a Member of Congress as defined by ;
(3)
section 2107 of this title a Congressional employee as defined by ;
(4)
the President;
(5)
section 371(a) of title 28 a justice or judge of the United States appointed to hold office during good behavior (i) who is in regular active judicial service, or (ii) who is retired from regular active service under section 371(b) or 372(a) of title 28, United States Code, or (iii) who has resigned the judicial office under with the continued right during the remainder of his lifetime to receive the salary of the office at the time of his resignation;
(6)
an individual first employed by the government of the District of Columbia before ;
(7)
1
1 See Change of Name note below.
an individual employed by Gallaudet College; 
(8)
section 590h(b) of title 16 an individual employed by a county committee established under ;
(9)
section 1(b) of the Act of August 25, 195872 Stat. 838 an individual appointed to a position on the office staff of a former President under (); and
(10)
78 Stat. 153 an individual appointed to a position on the office staff of a former President, or a former Vice President under section 5 of the Presidential Transition Act of 1963, as amended (), who immediately before the date of such appointment was an employee as defined under any other paragraph of this subsection;
but does not include—
(A)
an employee of a corporation supervised by the Farm Credit Administration if private interests elect or appoint a member of the board of directors;
(B)
an individual who is not a citizen or national of the United States and whose permanent duty station is outside the United States, unless the individual was an employee for the purpose of this chapter on , by reason of service in an Executive agency, the United States Postal Service, or the Smithsonian Institution in the area which was then known as the Canal Zone; or
(C)
section 8716(b) of this title an employee excluded by regulation of the Office of Personnel Management under .
(b)
section 901 of title 20 Notwithstanding subsection (a) of this section, the employment of a teacher in the recess period between two school years in a position other than a teaching position in which he served immediately before the recess period does not qualify the individual as an employee for the purpose of this chapter. For the purpose of this subsection, “teacher” and “teaching position” have the meanings given them by .
(c)
For the purpose of this chapter, “basic insurance amount” means, in the case of any employee under this chapter, an amount equal to the greater of—
(1)
the annual rate of basic pay payable to the employee, rounded to the next higher multiple of $1,000, plus $2,000, or
(2)
$10,000.
section 8706(a) of this titleIn the case of any former employee entitled to coverage under this chapter, the term means the basic insurance amount applicable for the employee at the time the insurance to which the employee is entitled as an employee under this chapter stops pursuant to .
(d)
(1)
For the purpose of this chapter, “family member”, when used with respect to any individual, means—
(A)
the spouse of the individual; and
(B)
an unmarried dependent child of the individual (other than a stillborn child), including an adopted child, stepchild or foster child (but only if the stepchild or foster child lived with the individual in a regular parent-child relationship), or recognized natural child—
(i)
who is less than 22 years of age, or
(ii)
who is 22 years of age or older and is incapable of self-support because of a mental or physical disability which existed before the child became 22 years of age.
(2)
For the purpose of this subsection, “dependent”, in the case of any child, means that the individual involved was, at the time of the child’s death, either living with or contributing to the support of the child, as determined in accordance with the regulations the Office shall prescribe.

Pub. L. 89–55480 Stat. 592Pub. L. 91–418, § 3(a)84 Stat. 869Pub. L. 93–160, § 1(a)87 Stat. 635Pub. L. 95–454, title IX, § 906(a)(2)92 Stat. 1224Pub. L. 96–54, § 2(a)(51)93 Stat. 384Pub. L. 96–70, title I, § 1209(b)93 Stat. 463Pub. L. 96–42794 Stat. 1831Pub. L. 98–353, title II, § 20598 Stat. 350Pub. L. 99–335, title II, § 207(k)(1)100 Stat. 597Pub. L. 100–679, § 13(b)102 Stat. 4071Pub. L. 105–311112 Stat. 2950Pub. L. 114–136, § 2(c)(4)130 Stat. 305(, , ; , , ; , , ; , , ; , , ; , , ; , §§ 2(a), 8(b), , , 1837; , , ; , , ; , , ; , §§ 3(1), 4, , ; , , .)

Historical and Revision Notes

Derivation

U.S. Code

Revised Statutes and

Statutes at Large

(a)

2 U.S.C. 126.

Sept. 1, 1954, ch. 1208, § 603, 68 Stat. 1116.

5 U.S.C. 2091(a) (1st sentence, less words between 6th and 7th commas), (b), (d) (1st sentence, less words between 1st and 2d commas).

Aug. 17, 1954, ch. 752, § 2(a) (1st sentence, less words between 6th and 7th commas), (b), 68 Stat. 736.

Aug. 1, 1956, ch. 837, § 501(c)(1) (as applicable to § 2 (b)), 70 Stat. 882.

Aug. 2, 1956, ch. 901, § 1, 70 Stat. 955.

July 1, 1960, Pub. L. 86–568, § 115(c) “(d) (1st sentence, less words between 1st and 2d commas)”. 74 Stat. 302.

 

Aug. 31, 1964, Pub. L. 88–531 § 2, 78 Stat. 737.

[Uncodified].

Aug. 25, 1958, Pub. L. 85–745, § 1(b) (last sentence, as applicable to the Federal Employees’ Group Life Insurance Act of 1954), 72 Stat. 838.

(b)

5 U.S.C. 2358(c) (less applicability to the Civil Service Retirement Act).

July 17, 1959, Pub. L. 86–91, § 10(c) (less applicability to the Civil Service Retirement Act), 73 Stat. 217.

section 2107 of this titlesection 126 of title 2The definition of “Congressional employee” in includes an Official Reporter of Debates of the Senate and an individual employed by an Official Reporter of Debates of the Senate so that the inclusion of “a Congressional employee” in subsection (a)(3) provides the coverage for those individuals which was given by former .

section 2105 of this titleThe definition of “employee” in is broad enough to cover the officers and employees set out in former section 2091(a) with the exception of Members of Congress, the President, individuals employed either by the government of the District of Columbia or by Gallaudet College, and United States commissioners. Accordingly, these have been added specifically in paragraphs (2), (4), (5), (6), and (7).

In subsection (a) (B), the words “United States” are substituted for “a State of the United States or the District of Columbia”.

Subsection (a)(C) is added for clarity.

section 901 of title 20In subsection (b), the last sentence is added on authority of former section 2351, which section is scheduled for transfer to .

Standard changes are made to conform with the definitions applicable and the style of this title as outlined in the preface to the report.

Editorial Notes

References in Text

72 Stat. 838Pub. L. 85–745section 102 of Title 3Act of (), referred to in subsec. (a)(9), is and is set out as a note under , The President.

section 5 of Pub. L. 88–277section 102 of Title 3Section 5 of the Presidential Transition Act of 1963, referred to in subsec. (a)(10), is , which is set out as a note under , The President.

Amendments

Pub. L. 114–136Subsec. (a)(10). substituted “section 5” for “section 4”.

Pub. L. 105–311, § 3(1)section 5313 of this title1998—Subsec. (c). , substituted a period for comma after “$10,000” in par. (2) and struck out “except that the amount of insurance may not exceed the annual rate of basic pay payable for positions at level II of the Executive Schedule under , rounded to the next higher multiple of $1,000, plus $2,000.” before last sentence.

Pub. L. 105–311, § 4Subsec. (d)(1)(B). , inserted “or foster child” after “stepchild” in two places in introductory provisions.

Pub. L. 100–6791988—Subsec. (a)(10). added par. (10).

Pub. L. 99–3351986—Subsec. (a)(6). amended par. (6) generally, substituting “first employed” for “employed” and inserting “before ”.

Pub. L. 98–3531984—Subsec. (a)(5) to (9). added par. (5) and redesignated former pars. (5) to (8) as (6) to (9), respectively.

Pub. L. 96–427, § 2(a)(1)1980—, substituted “Definitions” for “Definition” in section catchline.

Pub. L. 96–427, § 2(a)(2)Subsec. (c). , added subsec. (c).

Pub. L. 96–427, § 8(b)Subsec. (d). , added subsec. (d).

Pub. L. 96–541979—Subsec. (a)(7) to (9). struck out cl. (7) which related to coverage within term “employee” of a United States Commissioner, and redesignated cls. (8) and (9) as (7) and (8), respectively.

Pub. L. 96–70Subsec. (a)(B). inserted provisions relating to an individual who was an employee for the purpose of this chapter on , by reason of service in an Executive agency, the United States Postal Service, or the Smithsonian Institution in the area which was then known as the Canal Zone.

Pub. L. 95–4541978—Subsec. (a)(C). substituted “Office of Personnel Management” for “Civil Service Commission”.

Pub. L. 93–1601973—Subsec. (a)(B). excluded from definition of “employee” persons who are not nationals of the United States and whose permanent duty station is outside the United States and the Panama Canal Zone.

Pub. L. 91–4181970—Subsec. (a)(B). excluded from definition of “employee” a noncitizen employee whose permanent duty station is outside the Panama Canal Zone.

Statutory Notes and Related Subsidiaries

Change of Name

section 101(a) of Pub. L. 99–371section 4301(a) of Title 20Gallaudet College, referred to in subsec. (a)(7), redesignated Gallaudet University by , which is classified to , Education.

Effective Date of 1998 Amendment

Pub. L. 105–311, § 11112 Stat. 2954

“(a)

In General .—

Except as otherwise provided in this Act [see Short Title of 1998 Amendment note below], the amendments made by this Act shall take effect on the date of enactment of this Act [].
“(b)

Maximum Limitation on Employee Insurance .—

section 8714b of this titleSection 3 [amending this section and ] shall take effect on the first day of the first applicable pay period beginning on or after the date of enactment of this Act.
“(c)

Erroneous Coverage .—

section 8706 of this titleSection 5 [amending ] shall be effective in any case in which a finding of erroneous insurance coverage is made on or after the date of enactment of this Act.
“(d)

Direct Payment of Insurance Contributions .—

Section 6 [amending sections 8707 and 8714a to 8714c of this title] shall take effect on the first day of the first applicable pay period beginning on or after the date of enactment of this Act.
“(e)

Additional Optional Life Insurance.—

“(1)

In general .—

section 8714b of this titlesection 8714b of this titleSection 7 [amending and enacting provisions set out as a note under ] shall take effect on the first day of the first pay period that begins on or after the 180th day following the date of enactment of this Act, or on any earlier date that the Office of Personnel Management may prescribe that is at least 60 days after the date of enactment of this Act.
“(2)

Regulations .—

The Office shall prescribe regulations under which an employee may elect to continue additional optional insurance that remains in force on such effective date without subsequent reduction and with the full cost withheld from annuity or compensation on and after such effective date if that employee—
“(A)
separated from service before such effective date due to retirement or entitlement to compensation under subchapter I of chapter 81 of title 5, United States Code; and
“(B)
continued additional optional insurance pursuant to section 8714b(c)(2) as in effect immediately before such effective date.
“(f)

Improved Optional Life Insurance on Family Members .—

section 8714c of this titleThe amendments made by section 8 [amending ] shall take effect on the first day of the first pay period which begins on or after the 180th day following the date of enactment of this Act or on any earlier date that the Office of Personnel Management may prescribe.
“(g)

Open Season .—

Any election made by an employee under section 9 [set out as a note below], and applicable withholdings, shall be effective on the first day of the first applicable pay period that—
“(1)
begins on or after the date occurring 365 days after the first day of the election period authorized under section 9; and
“(2)
follows a pay period in which the employee was in a pay and duty status.”
, , , provided that:

Effective Date of 1986 Amendment

Pub. L. 99–335section 702(a) of Pub. L. 99–335section 8401 of this titleAmendment by effective , see , set out as an Effective Date note under .

Effective Date of 1980 Amendment

Pub. L. 96–427, § 1094 Stat. 1838

“(a)
Unless otherwise specified, this Act [see Short Title note below] shall take effect on the date of the enactment of this Act [] and shall have no effect in the case of an employee who died, was separated, or retired before the date of enactment.
“(b)
section 8704 of this titlesection 5545(c)(2) of title 5 The amendment made by subsection (d) of section 2 of this Act [amending ] shall apply with respect to premium pay payable under , United States Code, from and after the first day of the first pay period which begins on or after the date of the enactment of this Act [].
“(c)
section 8706 of this title The amendment made by section 3 of this Act [amending ] shall apply only in the case of an employee who retires or become entitled to receive compensation for work injury on or after the 180th day following the date of the enactment of this Act [], or any earlier date that the Office of Personnel Management may prescribe which is at least 60 days after the date of enactment.
“(d)
The amendments made by sections 7 and 8 of this Act [enacting sections 8714b and 8714c of this title and amending this section] shall take effect on the first day of the first pay period which begins on or after the 180th day following the date of the enactment of this Act [], or on any earlier date that the Office may prescribe which is at least 60 days after the date of enactment, and shall have no effect in the case of an employee who died, was finally separated, or retired before the effective date.”
, , , provided that:

Effective Date of 1979 Amendments

Pub. L. 96–70section 3304 of Pub. L. 96–70section 3601 of Title 22Amendment by effective , see , set out as an Effective Date note under , Foreign Relations and Intercourse.

Pub. L. 96–54section 2(b) of Pub. L. 96–54section 305 of this titleAmendment by effective , see , set out as a note under .

Effective Date of 1978 Amendment

Pub. L. 95–454section 907 of Pub. L. 95–454section 1101 of this titleAmendment by effective 90 days after , see , set out as a note under .

Short Title of 1998 Amendment

Pub. L. 105–311, § 1112 Stat. 2950

“This Act [amending this section and sections 7703, 8706, 8707, and 8714a to 8714c of this title and enacting provisions set out as notes under this section and sections 7703 and 8714b of this title] may be cited as the ‘Federal Employees Life Insurance Improvement Act’.”
, , , provided that:

Short Title of 1994 Amendment

Pub. L. 103–409, § 1108 Stat. 4230

section 8714d of this title“This Act [enacting and provisions set out as notes under this section and sections 8704, 8714, and 8901 of this title] may be cited as the ‘FEGLI Living Benefits Act’.”
, , , provided that:

Short Title of 1980 Amendment

Pub. L. 96–427, § 194 Stat. 1831

section 8713 of this title“This Act [enacting sections 8714b and 8714c of this title, amending this section and sections 8704, 8706, 8707, 8709, and 8714a of this title, repealing and enacting provisions set out as notes under this section and sections 8704 and 8714a of this title] may be cited as the ‘Federal Employees’ Group Life Insurance Act of 1980’.”
, , , provided that:

Construction

Pub. L. 111–8, div. D, title III, § 307(b)123 Stat. 648

section 8701 of title 5“For purposes of construing and applying chapter 87 of title 5, United States Code, including any adjustment of insurance rates by regulation or otherwise, the following categories of judicial officers shall be deemed to be judges of the United States as described under , United States Code:
“(1)
United States magistrate judges.
“(2)
Bankruptcy judges appointed under chapter 6 of title 28, United States Code.
“(3)
Judges of the District Court of Guam, judges of the District Court for the Northern Mariana Islands, and judges of the District Court of the Virgin Islands.
“(4)
section 377 of title 28 Bankruptcy judges and magistrate judges retired under , United States Code.
“(5)
section 373 of title 28 Judges retired under , United States Code.”
, , , provided that:

Section 307(b) of Pub. L. 111–8section 307(c) of Pub. L. 111–8section 604 of Title 28[, set out above, applicable with respect to any payment made on or after the first day of the first applicable pay period beginning on or after , see , set out as an Effective Date of 2009 Amendment note under , Judiciary and Judicial Procedure.]

Similar provisions were contained in the following prior act:

Pub. L. 110–177, title V, § 502(b)121 Stat. 2542, , .

Open Season

Pub. L. 105–311, § 9112 Stat. 2954

“Beginning not later than 180 days after the date of enactment of this Act [], the Office of Personnel Management shall conduct an open enrollment opportunity for purposes of chapter 87 of title 5, United States Code, over a period of not less than 8 weeks. During this period, an employee (as defined under section 8701(a) of such title)—
“(1)
may, if the employee previously declined or voluntarily terminated any coverage under chapter 87 of such title, elect to begin, resume, or increase group life insurance (and acquire applicable accidental death and dismemberment insurance) under all sections of such chapter without submitting evidence of insurability; and
“(2)
may, if currently insured for optional life insurance on family members, elect an amount above the minimum insurance on a spouse.”
, , , provided that:

Pub. L. 103–409, § 3(b)108 Stat. 4232

“(1)
The Office of Personnel Management shall prescribe regulations under which, beginning not later than 9 months after the date of the enactment of this Act [], and over a period of not less than 8 weeks—
“(A)
section 8701(a) of title 5 an employee (as defined by , United States Code) who declined or voluntarily terminated coverage under chapter 87 of such title—
“(i)
may elect to begin, or to resume, group life insurance and group accidental death and dismemberment insurance; and
“(ii)
may make such other elections under such chapter as the Office may allow; and
“(B)
such other elections as the Office allows may be made.
“(2)
The Office shall take such action as may be necessary to ensure that employees and any other individuals who would be eligible to make an election under this subsection are afforded advance notification to that effect.”
, , , provided that:

Continued Coverage Under Certain Federal Employee Benefit Programs for Certain Employees of Saint Elizabeths Hospital

oPub. L. 99–335section 8331 of this titleFor provisions relating to treatment of certain Federal employees of Saint Elizabeths Hospital under certain Federal employee benefit programs, see section 207() of , set out as a note under .