Public Law 119-73 (01/23/2026)

12 U.S.C. § 253

Open data publication by the Board of Governors

12 U.S.C. 184112 U.S.C. 531112 U.S.C. 146112 U.S.C. 5461Public Law 111–203All public data assets published by the Board of Governors under this chapter, the Bank Holding Company Act of 1956 ( et seq.), the Financial Stability Act of 2010 ( et seq.), the Home Owners’ Loan Act ( et seq.), the Payment, Clearing, and Settlement Supervision Act of 2010 ( et seq.), or the Enhancing Financial Institution Safety and Soundness Act of 2010 (title III of ) (or any provision of law amended by that Act) shall be—
(1)
section 3502 of title 44 made available as an open Government data asset (as defined in );
(2)
freely available for download;
(3)
rendered in a human-readable format; and
(4)
accessible via application programming interface where appropriate.

Dec. 23, 1913, ch. 6, § 32Pub. L. 117–263, div. E, title LVIII, § 5862136 Stat. 3435(, as added , , .)

Editorial Notes

References in Text

act Dec. 23, 1913, ch. 638 Stat. 251section 226 of this titleThis chapter, referred to in text, was in the original “this Act”, meaning , , known as the Federal Reserve Act. For complete classification of this Act to the Code, see References in Text note set out under and Tables.

act May 9, 1956, ch. 24070 Stat. 133section 1841 of this titleThe Bank Holding Company Act of 1956, referred to in text, is , , which is classified principally to chapter 17 (§ 1841 et seq.) of this title. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Pub. L. 111–203124 Stat. 1391section 5301 of this titleThe Financial Stability Act of 2010, referred to in text, is title I of , , , which is classified principally to subchapter I (§ 5311 et seq.) of chapter 53 of this title. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

act June 13, 1933, ch. 6448 Stat. 128section 1461 of this titleThe Home Owners’ Loan Act, referred to in text, is , , which is classified generally to chapter 12 (§ 1461 et seq.) of this title. For complete classification of this Act to the Code, see and Tables.

Pub. L. 111–203124 Stat. 1802section 5301 of this titleThe Payment, Clearing, and Settlement Supervision Act of 2010, referred to in text, is title VIII of , , , which is classified generally to subchapter IV (§ 5461 et seq.) of chapter 53 of this title. For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Pub. L. 111–203124 Stat. 1520section 5301 of this titleThe Enhancing Financial Institution Safety and Soundness Act of 2010, referred to in text, is title III of , , . For complete classification of this Act to the Code, see Short Title note set out under and Tables.

Statutory Notes and Related Subsidiaries

Rulemaking

Pub. L. 117–263, div. E, title LVIII, § 5863136 Stat. 3435

“(a)

In General .—

Pub. L. 117–26312 U.S.C. 5334(b)(2)section 5811(a) of this titleThe Board of Governors of the Federal Reserve System shall issue rules to carry out the amendments made by this subtitle [subtitle F (§§ 5861–5864) of title LVIII of div. E of , enacting this section and amending sections 1467a, 1844, 5361, and 5468 of this title], which shall take effect not later than 2 years after the date on which final rules are promulgated under section 124(b)(2) of the Financial Stability Act of 2010 [], as added by .
“(b)

Scaling of Regulatory Requirements; Minimizing Disruption .—

In issuing the rules required under subsection (a), the Board of Governors of the Federal Reserve System—
“(1)
may scale data reporting requirements in order to reduce any unjustified burden on smaller regulated entities; and
“(2)
shall seek to minimize disruptive changes to the persons affected by those regulations.”
, , , provided that:

Rule of Construction Regarding No New Disclosure Requirements

Pub. L. 117–263, div. E, title LVIII, § 5864136 Stat. 3436

Pub. L. 117–263“Nothing in this subtitle [subtitle F (§§ 5861–5864) of title LVIII of div. E of , enacting this section, amending sections 1467a, 1844, 5361, and 5468 of this title, and enacting provisions set out as a note under this section], or the amendments made by this subtitle, shall be construed to require the Board of Governors of the Federal Reserve System to collect or make publicly available additional information under any Act amended by this subtitle, any Act referenced in an amendment made by this subtitle, or any Act amended by an Act referenced in an amendment made by this subtitle, beyond information that was collected or made publicly available under any such provision of law, as of the day before the date of enactment of this Act [].”
, , , provided that: