Public Law 119-83 (04/13/2026)

Part B Credit Transactions

Browse 0 units and 31 sections in Part B Credit Transactions of Title 15.

Sections in Part B

§ 1631 Disclosure requirements § 1632 Form of disclosure; additional information § 1633 Exemption for State-regulated transactions § 1634 Effect of subsequent occurrence § 1635 Right of rescission as to certain transactions § 1636 Repealed. Pub. L. 96–221, title VI, § 614(e)(1), Mar. 31, 1980, 94 Stat. 180 § 1637 Open end consumer credit plans § 1637a Disclosure requirements for open end consumer credit plans secured by consumer’s principal dwelling § 1638 Transactions other than under an open end credit plan § 1638a Reset of hybrid adjustable rate mortgages § 1639 Requirements for certain mortgages § 1639a Duty of servicers of residential mortgages § 1639b Residential mortgage loan origination § 1639c Minimum standards for residential mortgage loans § 1639d Escrow or impound accounts relating to certain consumer credit transactions § 1639e Appraisal independence requirements § 1639f Requirements for prompt crediting of home loan payments § 1639g Requests for payoff amounts of home loan § 1639h Property appraisal requirements § 1640 Civil liability § 1641 Liability of assignees § 1642 Issuance of credit cards § 1643 Liability of holder of credit card § 1644 Fraudulent use of credit cards; penalties § 1645 Business credit cards; limits on liability of employees § 1646 Dissemination of annual percentage rates; implementation, etc. § 1647 Home equity plans § 1648 Reverse mortgages § 1649 Certain limitations on liability § 1650 Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest § 1651 Procedure for timely settlement of estates of decedent obligors